(860) 709-0909 Consultation
What We Offer

Comprehensive wealth management —
built around your life.

Every service we provide is designed to work together as part of a unified, personalized strategy. Not products. Not packages. A plan — built entirely for you.

01
Financial Planning

A living plan - built for your life, not just your portfolio.

True financial planning is not a one-time document. It is a dynamic, evolving strategy that moves your goals from concept to reality and adapts as your life changes. We take a comprehensive view - encompassing cash flow, tax strategy, insurance, estate planning, and investment management - so that every piece works together.

  • Goal identification and prioritization with your full financial picture in mind
  • Custom Investment Policy Statement for every client
  • Coordination with your accountant, attorney, and other specialists
  • Quarterly review and plan updates as your life evolves
  • Access to our full "advisory triangle": financial planner, tax advisor, legal advisor
Schedule a planning consultation →
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Planning Snapshot
39+
Yrs. Combined Exp.
4
Step Process
Plan Development Fully customized
Ongoing Oversight Quarterly reviews
Outside Coordination CPA, attorney, specialists
Profile Download Download Form →
02
Investment Management

A portfolio built for you - not built from a template.

We do not believe in cookie-cutter allocations. Your investment portfolio is custom-designed based on your goals, your need for income, your timeline, and your genuine tolerance for risk. We utilize Charles Schwab Institutional as our custodian, maintaining a formal quarterly review process that keeps your portfolio disciplined and aligned with where your life is heading.

  • Custom asset allocation built from your full financial picture
  • Access to the full universe of investment products - no proprietary limitations
  • Quarterly portfolio review with formal commentary and reporting
  • Assets custodied at Charles Schwab Institutional - never held by us
  • Disciplined rebalancing and ongoing portfolio maintenance
Learn about our investment approach →
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Investment Overview
Custodian Charles Schwab Institutional
Portfolio Review Every quarter
Minimum (Full-Service) $500,000
CPM® Designation Columbia University
Universe of Investments Unrestricted
03
Retirement Plan Consulting

Expert, independent guidance for business retirement plans.

Business owners face a unique challenge: providing meaningful retirement benefits while navigating complex fiduciary responsibilities. As a fee-only firm with no conflicts of interest, we serve as an independent voice - helping you select and manage the right plan for your business and your employees without the bias that comes from commission-based advisors.

  • Independent plan design and vendor selection guidance
  • Ongoing fiduciary oversight and documentation support
  • Investment menu review and fund monitoring
  • Employee education and enrollment support
  • No commissions, no fund company relationships - pure advice
Talk to us about your business plan →
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Retirement Plan Services
Plan Types 401(k), SEP, SIMPLE, Pension
Compensation Model Fee-only, no commissions
Fiduciary Status 3(21) and 3(38) available
Fund Held-Away Assets Planning retainer available
How We Work

A deliberate, four-step process - every time.

Our process is not a formality. It is the engine behind everything we do - designed to ensure that our advice is grounded, comprehensive, and uniquely yours.

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01
Gather & Discover
We begin by asking the right questions. We uncover your goals, your concerns, your current situation, and what success genuinely looks like for you before offering a single recommendation.
02
Analyze & Advise
With a complete picture in hand, we build your Financial Plan and Investment Policy Statement. Every plan is custom - we don't force your life into a template.
03
Implement
We act on the plan - organizing, consolidating, and building your portfolio. We coordinate with your advisory triangle: financial planner, tax advisor, and legal counsel.
04
Monitor & Evolve
Every quarter, we revisit the data without bias. We incorporate market conditions, personal changes, and new goals - and make disciplined adjustments. Our work isn't done until your goals are reality.
How We're Paid

Three ways to work with us. Zero commissions.

We offer three engagement models, each designed to align with your specific level of service and involvement. All are fee-only.

Most Common
Asset-Based Fee
A fixed percentage of your assets under management, assessed monthly or quarterly. Full financial planning and investment management included.
Ideal for full-service clients seeking a long-term partnership with assets maintained on our Schwab platform. The fee scales with your portfolio and aligns our success with yours.
Retainer
Financial Planning Fee
An ongoing planning retainer for clients who want expert oversight without having their assets directly managed on our platform.
Popular with clients who hold assets in 401(k) plans or other "held-away" accounts. You receive continuous planning and guidance without transferring your accounts to us.
Hourly
Hourly Rate
Pay only for the specific advice or service you need - nothing more, nothing less.
Best suited for one-time consultations, second opinions, financial strategy sessions, or targeted questions. You define the scope; we provide the expertise.

Ready to see what's possible for your financial future?

Start with a complimentary, no-obligation "Get Acquainted" meeting. We'll walk through your situation and tell you honestly whether we're the right fit.

Schedule Your Free Review →